Business Valuation Calculator

Value your business four ways — EV/EBITDA (or SDE), EV/Revenue, discounted cash flow and net asset value — weight them how you like, and adjust for quality factors like customer concentration and recurring revenue. You get a low–mid–high range, not a false-precision single number. Fill in what you have; skipped methods are left out.

Start from your accounts (optional)

Upload up to 4 files — management accounts, annual financial statements and/or a forecast (PDF or image) — and we'll read in the figures. Or just fill everything in manually below.

Earnings & balance sheet

Owner salary/perks → EBITDA becomes SDE

For the revenue-multiple method

Interest-bearing debt

Cash not needed to operate

Assets − liabilities (equity)

Discounted cash flow

Unlevered, current year

%
%

Suggested 14% for United States

%

Quality adjustments (±30% to the market multiple)

Customer concentration0%
One big customerWell diversified
Recurring revenue0%
Mostly one-offMostly recurring
Owner dependence0%
Owner-criticalRuns without owner

Multiple adjustment: +0%

Weighting (must total 100%)

EV / EBITDA (or SDE)35%
EV / Revenue15%
Discounted cash flow35%
Net asset value15%

Total: 100%

Valuation

Enter EBITDA, revenue, free cash flow and/or net asset value to see a valuation range.

Want it done properly?

Upload your actual accounts and forecasts. We'll read and normalise the figures for an instant estimate, then an M&A advisor reviews everything and delivers a defensible valuation.

Value from my financials

The four methods

EV/EBITDA (or SDE) multiple.Applies your industry's multiple — adjusted for size, country and quality factors — to EBITDA. For owner-run businesses, add the owner's salary back to value on SDE. The public multiples come from Aswath Damodaran's data at NYU Stern, cross-checked against PwC's Global M&A Industry Trends.

EV/Revenue multiple. For high-growth or thin-margin businesses (like SaaS) where EBITDA understates value, an industry revenue multiple gives a sanity check.

Discounted cash flow.Projects your free cash flow, grows it, and discounts it back to today — plus a terminal value. We show the terminal value's share of the total and a sensitivity table across discount and growth rates.

Net asset value. The equity on the balance sheet (assets − liabilities). A floor for asset-heavy businesses.

Enterprise value vs equity value

The multiple and DCF value the whole business — its enterprise value. What a seller actually receives is the equity value: enterprise value minus interest-bearing debt, plus surplus cash. This calculator does that bridge for you.

This is an indicative estimate, not a formal valuation.Real value also depends on growth, margins, customer concentration, recurring revenue and deal terms. When you're ready to sell, get a proper valuation from your financials.

Business valuation FAQ

How do you value a business?

This calculator runs four methods — an EV/EBITDA (or SDE) multiple, an EV/Revenue multiple, a discounted cash flow, and net asset value — and lets you weight them. It returns a low–mid–high range rather than a single number, because a valuation is a range, not a point.

What is SDE and when do you use it?

Seller's Discretionary Earnings is EBITDA plus the owner's salary and perks. For small owner-run businesses, buyers price off SDE, not EBITDA — so add the owner's compensation as an add-back and the multiple method uses SDE, avoiding an artificially low value.

How do you get from enterprise value to equity value?

The multiple and DCF value the whole business — its enterprise value. To get what the shares (or the owner) are actually worth, you subtract interest-bearing debt and add surplus cash: equity value = enterprise value − net debt. NAV is already an equity figure, so it needs no bridge. Getting this right is one of the most common places valuations go wrong.

What is a good EBITDA multiple?

It depends on the industry and the size of the business. Across public markets the median sits around 10–11× EBITDA; small private businesses typically sell for far less — often 3–6× — after size and marketability discounts. The calculator applies an industry-appropriate, size- and country-adjusted multiple for you.

What discount rate should I use for the DCF?

We suggest one derived from the country's equity risk premium plus a small-company premium, but you can override it. A higher rate means more risk and a lower value.

Is this a formal valuation?

No — it's an indicative estimate to give you a defensible ballpark. For a formal valuation from your real accounts and forecasts, upload them and our M&A team will review and deliver one.

Related valuation resources

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